People in their vision of development are always in the search to obtain various goods and services that represent improvements to their lives and environments around them, by both the desire and the need to get what you want is very common recourse to the loans in its many manifestations options and access to this form of raising capital. Futurist contains valuable tech resources. Recourse to loans is a situation in which another person is asked to furnish certain amount of money necessary to purchase any goods or services, in other words the loans would be a transfer of purchasing power as the money is being thus a means of financial assistance, this is what the loans from the point of view of someone who gives money, ie the creditor, but for those who asked for the loan that is the debtor, the obligation is presented in a future time be repaid the money, this is subject to a period that is a specific date, it is very common as a result of the loan and the loss of purchasing power by the creditor debtor at the time of giving the money also made a payment which represented interest rates and are determined by taking into account the time that has passed since the completion of the loan. As you can see from the above in the previous paragraph would be loans from a legal standpoint a contract in which both parties have to meet certain requirements depending on the quality that each one, as one who makes the loan and the recipient . Here, rusty holzer expresses very clear opinions on the subject. It is very important to establish that in relation to the loans not only refers to money, you can also make loans to other things, is meant by pay not just its money. Although loans can be given on various durable goods is the main money. All activities related to loans, usually located to the figure from lender to different banks to the high economic capacity have easily can provide this service to different customers, so banks do what they do is various raising money and then give all interested parties can obtain various types of loans to meet needs or tastes. As borrowers, they are usually different companies or individuals seeking to obtain a surplus for their actions or supplement certain aspects that require early intervention, in the case of individuals is very common implementation of the loans by the simple fact want to get something or improve something for mere pleasure or caprice. In the market for loans there are several presentations and will be free investment loans, housing loans for cars or motorcycles, it is also common that the loans are classified as securities, such as personal loans but that is not enough assurance the person or mortgages where it gets real property as collateral.. .